If the amount of your financial aid does not meet your educational expenses, you may want to consider a loan.

Students should always request the minimum amount necessary to meet expenses.

Before completing the loan application, you must complete the FAFSA and receive a formal determination from the Financial Aid Office. A formal determination can be either an SC4 award letter or an SC4 letter indicating that you are ineligible for a grant but may apply for a loan.

• First-time borrowers: You must complete Online Loan Entrance Counseling, a Master Promissory Note, a Financial Literacy Module (Life Skills) and the SC4 loan request form.

• Returning borrowers: Complete the SC4 loan request form.